California Rideshare Accident Attorney

Rideshare collisions are ordinary collisions with an unusual insurance question attached. The coverage that responds depends on what the driver’s app was doing when the crash happened.

• App off: the driver’s personal auto policy applies.
• App on and waiting for a request: a lower contingent limit applies.
• En route to a passenger, or carrying one: the higher commercial limit applies.

Establishing app status is therefore one of the first steps, and it is usually documented through the rideshare company’s own trip records rather than the driver’s account of events.

The analysis is the same whether you were a passenger in the rideshare vehicle, a driver or passenger in another vehicle, a pedestrian, or a cyclist. It also applies where the rideshare driver was not at fault, because their coverage may still matter if the responsible driver is uninsured.

• Screenshot the trip in your app, including driver and vehicle details.
• Note whether a passenger was in the vehicle.
• Report the collision through the app and keep the confirmation.
• Get medical attention and follow the treatment plan.
• Keep every piece of correspondence from any insurer that contacts you.

Drawing on former insurance-defense experience, the firm investigates liability, identifies available coverage, documents damages, negotiates with carriers, and prepares cases for litigation when necessary.